Need an appraisal for an FHA-backed mortgage? Call JLD Evaluation, Inc.

The FHA retains a roster of approved appraisers for each state - JLD Evaluation, Inc. is on the roster of approved appraisers for California.  This means that we are qualified and approved by the FHA to do appraisal reports for home loans insured by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact JLD Evaluation, Inc. if you need an appraisal done for an FHA-secured loan.

An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA. What the FHA does is make sure that the loan is insured in case the borrower doesn't pay their loan. Applicable to all consumers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Different from the VA appraiser panel, the lender working with Federal Housing Administration has the freedom to select the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those purchasers with less accessible starting capital.