Need an appraisal in Rocklin or Placer County?
See the top seven reasons why California homeowners order from JLD Evaluation, Inc.:
At JLD Evaluation, Inc., we understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at JLD Evaluation, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. That only means you are probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from JLD Evaluation, Inc. is your number one weapon.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. JLD Evaluation, Inc. is qualified in helping folks just like you dismiss unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. JLD Evaluation, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.